Owner-Financed Real Estate · All Five Boroughs

Buy Direct.
Skip the Bank.
Own New York.

The only marketplace where NYC property owners set their own price, rate, and terms — backed by real data from PLUTO, ACRIS, ZoLa & HPD.

247+
Active Listings
5
Boroughs
0%
Bank Approval
HOT
R6
1201 Hancock Street
Bushwick, Brooklyn · 11221
$595,000
6% SELLER RATE 20% DOWN 30YR 2-FAMILY
EST. MONTHLY
$2,858
UNITS
2
BUILT
1910
BBL 3033900053
ZOLA PLUTO ACRIS HPD 2V
↑ Click to view on Live Map
NEW · Brooklyn · 2-Family · $595,000 · 6% seller rate ₿ BTC OK · Bushwick · 2-Family · Owner accepts Bitcoin · $595K ASSUME · East Harlem · 3.125% locked Chase mortgage · $621K balance HOT · Bronx · Mixed Use · $1,100,000 · 5.5% NEW · Queens · 1-Family · $640,000 · 6.25% · 15% down Staten Island · Multi-Family · $820,000 · 6.75% NEW · Brooklyn · 2-Family · $595,000 · 6% seller rate ₿ BTC OK · Bushwick · 2-Family · Owner accepts Bitcoin · $595K ASSUME · East Harlem · 3.125% locked Chase mortgage · $621K balance HOT · Bronx · Mixed Use · $1,100,000 · 5.5% NEW · Queens · 1-Family · $640,000 · 6.25% · 15% down Staten Island · Multi-Family · $820,000 · 6.75%
Process

How Seller Financing
Works in NYC

01
🏠
Owner Lists the Property
Sign up, enter your BBL — we pull PLUTO & ZoLa data automatically. Set your asking price, rate, down payment, and amortization terms.
PLUTO + ZoLa Auto-Fill
02
🔍
We Verify & Approve
Our team at [email protected] reviews every listing against ACRIS deed records, HPD violations, and zoning data before it goes live.
Admin Verified
03
🤝
Buyer Inquires
Buyers browse verified listings and send inquiries. All messages route through SellerFinanceNYC first — no cold outreach, no spam.
Brokered Inbox
04
📜
Close with an Attorney
Engage a NY real estate attorney for the purchase money mortgage or assumable loan paperwork. Deed transfers at closing, recorded in ACRIS.
Legally Binding
New Feature

Assumable
Mortgages

Got a 3% FHA or VA loan from 2020-2021? That rate is worth more than the house. List it as an assumable mortgage — a qualified buyer takes over your existing loan at your locked-in rate. No bank refi needed.

FHA & VA loans are federally assumable — buyer takes your rate
Conventional loans may be assumable with lender approval
Buyer pays seller the equity difference in cash or seller-held second
Example Assumable Deal
LOCKED RATE
3.125%
TODAY'S RATE
7.2%
REMAINING BAL
$621,000
MONTHLY SAVINGS
~$1,850/mo
Active Listings

Owner-Financed Properties
Across the Five Boroughs

7 listings
Data Infrastructure

Every Listing Verified
Against City Records

ZoLa / NYC Planning
Zoning & Land Use
NYC's official zoning map. Every listing shows zoning district, overlays, and flood zones.
Zoning District (R6, C2-3…)
Max FAR & Building Coverage
Special Districts & Overlays
MapPLUTO / DCP
Property Tax Lots
NYC's definitive property database — BBL-level data on every lot in the five boroughs.
Lot Area & Dimensions
Year Built & Building Class
Gross Floor Area & Units
Assessed Value (AV)
ACRIS · City Register
Deed & Lien History
Every deed transfer, mortgage, and lien ever recorded in NYC — verified before listing goes live.
Chain of Title
Existing Mortgage Liens
Last Sale Price & Date
HPD · Housing Preservation
Building Violations
Open violations disclosed automatically on every multi-family listing. Class A/B/C breakdown.
Open / Closed Violations
Class A / B / C Classification
Building Registration Status
New: Bitcoin Transactions

Own Property.
Pay in Bitcoin.

As the next generation of buyers builds wealth in digital assets, sellers on SellerFinanceNYC can opt to accept Bitcoin as a down payment or full purchase. No bank. No wire. Just a direct deal between two people.

₿
Bitcoin Down Payment
Seller accepts BTC as part or all of the down payment. Converted at closing or held in escrow.
▶
Peer-to-Peer Transfer
No bank involvement. Buyer and seller coordinate directly through SellerFinanceNYC with a licensed NY real estate attorney.
📄
Deed Still Records in NYC
Title transfers normally through ACRIS. The payment method is between you and the seller. The deed is real.
Sample Transaction
1201 Hancock Street
BUSHWICK, BROOKLYN  ·  2-FAMILY  ·  BBL 3033900053
ASKING PRICE
$595,000
DOWN PAYMENT
$119,000
₿ BTC EQUIV.
~1.19 BTC
SELLER RATE
6.0%
✓ SELLER ACCEPTS BITCOIN FOR DOWN PAYMENT
BTC/USD rate locked at time of contract execution. All deed transfers recorded normally through NYC ACRIS. Consult a licensed NY real estate attorney.
List Your Property

You Set the Terms.
You Keep Control.

No broker fees. No bank involvement. Set your price, rate, down payment, and amort schedule. Our team verifies and publishes within 48 hours.

✓
BBL Auto-Fill from ZoLa
Enter your block & lot — we pull PLUTO data automatically.
✓
ACRIS Deed Verification
We verify your ownership before the listing goes live.
✓
All Inquiries Through Us
Buyers message through SellerFinanceNYC. You choose who to engage.
New Listing
Property Address
1201 Hancock Street, Brooklyn
Listing Type
Seller Finance ▾
BBL
3033900053
Price
$595,000
Rate
6.0%
✓ PLUTO + ACRIS DATA AUTO-FILLED
7 listings
Zoom 15+ to see lot outlines · Click any lot for owner info
—

Zoning Colors

R1–R6 Residential
R7–R10 High Density
C Commercial
M Manufacturing
🟠 SF Listing
🟢 Assumable

Property Details

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